Don’t Let Credit Problems Prevent You From Buying a Home
We approach your credit utilizing a bilateral approach: Repairing and Rebuilding!
First, we work with you on developing a highly individualized action plan that will include tasks to be completed in order to maximize your credit score and improve your credit profile.
Simple adjustments to the way accounts are being reported can have a massive impact on your overall credit grade, and profile. We thoroughly review all three credit reports (Equifax, Experian, and Transunion) to identify items that are potentially reporting incorrectly, items that are outdated, unverifiable, misleading, or questionable.
We assist in submitting the correspondence needed to interact with the major credit bureaus and your creditors to remove or correct these questionable negative items from your credit report. On average, we are able to remove negative items from your credit report thereby increasing your score significantly.
Most importantly, we educate you every step of the way so you know how you can continue to manage your credit long after you purchase a home.